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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

A) Within 15 days of signing the agency contract.
B) Within 15 days of submitting his license application.
C) Within 20 days after commissions have been paid.
D) At the time the license application is submitted.

2. Which of the following groups is NOT eligible for the Healthy New York Program?

A) Large employers
B) Small employers
C) Working uninsured
D) Sole proprietors

3. Which of the following is a Health Insurance Policy where the insurer has the right to change the premiums for policyowners, but CANNOT cancel the policy?

A) A guaranteed renewable policy.
B) An optionally renewable policy.
C) A noncancellable policy.
D) A conditionally renewable policy.

4. A company may insure an employee with specialized skills under a key employee disability insurance policy.
Which of the following statements is TRUE?

A) The employee ' s spouse is the beneficiary.
B) The employee is the applicant.
C) The employee pays the premium.
D) The business is the applicant.

5. Which of the following is a basic benefit of Medicare Supplemental insurance?

A) Preventive care.
B) At-home recovery.
C) Basic drugs limit of $1,250.
D) First 3 pints of blood each year.

Solutions: