Insurance Licensing NV Accident and Health : InsNV_Health02 Exam

  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Aug 18, 2026
  • Q & A: 132 Questions and Answers

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Insurance Commissioner Authority
  • 2. Insurance Guaranty Associations
  • 3. Definitions and General Provisions
  • 4. Marketing Practices and Unfair Trade
  • 5. Agent Licensing Requirements
- Nevada Health-Specific Regulations
  • 1. Group and Credit Health Rules
  • 2. Replacement and Free-Look Provisions
  • 3. Advertising and Disclosure Rules
Accident and Health — General Knowledge~68%- Insurance Concepts and Underwriting
  • 1. Application and Underwriting
  • 2. Premiums and Renewal
  • 3. Insurance Basics and Risk
- Policy Provisions, Clauses & Riders
  • 1. Optional Provisions
  • 2. Other Provisions and Clauses
  • 3. Common Riders
  • 4. Mandatory Uniform Provisions
- Types of Health Insurance Policies
  • 1. Disability Income Insurance
  • 2. Accidental Death & Dismemberment
  • 3. Limited Benefit Plans
  • 4. Medical Expense / Major Medical Insurance
  • 5. Medicare Supplement Policies
  • 6. Group Health Insurance
  • 7. Long-Term Care (LTC) Insurance
- Social Insurance / Government Plans
  • 1. Medicaid
  • 2. Social Security Disability Benefits
  • 3. Medicare (Parts A, B, C, D)

Insurance Licensing NV Accident and Health Sample Questions:

1. Nevada insurance laws define a domestic insurance company as one formed under the laws of:

A) the state of Nevada only
B) any jurisdiction of the United States of America
C) any territory of the United States of America
D) the state of Nevada as well as any of its neighboring states


2. Which of the following statements is correct about the Coordination of Benefits provision?

A) It prohibits an insurer from selling a health policy to an applicant who already has similar coverage.
B) It allows an insured to change insurers without losing benefits.
C) It prevents an insured covered by two health plans from making a profit on a covered loss.
D) It permits an insurer to defer paying a claim for a work-related injury until Workers ' Compensation Benefits have expired.


3. In Nevada, which life insurance policy is subject to a 30-day right to surrender for a premium refund after delivery?

A) A group life certificate
B) An industrial life policy
C) A replacement life insurance policy
D) A standard nonreplacement life insurance policy


4. In order to be covered under the Nevada Life and Health Insurance Guaranty Association, an insurance company MUST be:

A) admitted
B) rated by AM Best
C) alien
D) a fraternal benefit society


5. One key distinction between producers and Exchange Enrollment Facilitator (EEF) is producers:

A) can answer questions regarding program eligibility
B) can explain insurance terms like copayments and deductibles
C) are compensated monetarily
D) can recommend a health plan for a consumer


Solutions:

Question # 1
Answer: A
Question # 2
Answer: C
Question # 3
Answer: C
Question # 4
Answer: A
Question # 5
Answer: D

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