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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is the broadest form of ownership allowed by law?

A) leasehold
B) easement estate
C) life estate
D) fee simple

2. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Record in the county where the property is located a certified copy of John's death certificate.
B) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
C) Probate the estate of John.
D) Nothing is required.

3. The MAIN purpose of an endorsement is to

A) decrease the premium.
B) increase the premium.
C) modify the policy.
D) describe the covered losses.

4. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) waived to the lien of the subject mortgage.
B) subrogated to the lien of the insured mortgage.
C) restricted to the lien of the subject mortgage.
D) subordinated to the lien of the subject mortgage.

5. Which document is recorded in the recorder of deeds?

A) notice of lis pendens
B) realty transfer tax statement of value
C) civil judgment
D) mechanic's lien

Solutions: